Top 3 Credit Cards Right Now

Credit cards are one of the best financial tools for building credit, earning rewards, and saving on interest charges, provided you pay off your dues every month. Here, we’ve rounded up our top picks for the best credit cards of the year — from the best no-fee reward credit card to the best low-interest-rate card. Read on.

Citi® Double Cash Card – Best No Annual Fee Credit Card

If you’re considering adding another credit card to your wallet but don’t want to pay an annual fee, try the Citi® Double Cash Card. Here’s why: The cashback rewards are out of this world. You get 2% cashback on all purchases and 1% when paying any bill. There are no limits and no caps. This is one of the best flat-rate rewards cards around, and it’s completely worth checking out.

Titanium Rewards Visa® Signature Card – Best Low-interest Credit Card

The Titanium Rewards Visa® Signature credit card is one of our top picks, thanks to its low-interest rates, no foreign transaction fees policy, and strong rewards program — all this without you having to pay an annual fee. This credit card rewards your everyday spending with 3X points on gas and grocery purchases and 1.5X points on all other purchases. Plus, you get a welcome bonus of 10,000 points after you spend $1,500 within the first 90 days. If you want to apply for this credit card, you’ll first need to Andrews Federal Credit Union.

Chase Freedom Unlimited® Card – Best Cash-Back Credit Card

If you’re looking to earn cashback rewards with a flexible redemption schedule and no annual fee, the Chase Freedom Unlimited® card is your ticket. This card doles out bonus points in popular categories like dining out at restaurants (including takeout), drugstores, online shopping, wholesale clubs, and more. What’s more: there are no limits on how much you can earn. The card also carries an introductory 0% intro APR offer on purchases and balance transfers for the first 15 months. It even has no foreign transaction fees, and it charges a penalty APR of 27.24%, which is high but standard for cards of its type.